Unlock your tax rebate today and we are here to help you make the most of it. With new proposed rebates available from the federal government and Ontario's provincial government, this is your chance to claim significant savings on your first home!
Enter a home value to see what the proposed
rebate could be*
*Applications are not yet available. If the home is valued at or above $1.5 million there is no rebate. Estimated GST/HST rebate based on home price. Actual rebate depends on GST/HST paid and CRA eligibility rules.
The proposed first-time home buyers’ (FTHB) GST/HST rebate is for eligible individuals who are buying or their first home. Click the links below for more information regarding the rebates:
Depending on the value of the home, the individual could recover up to 100% of the GST (or federal portion of the HST) paid, up to $50,000.
Newly built or pre-construction homes
Bought for use as the individual’s primary place of residence


You must be a first-time home buyer. Generally, to be considered a first-time home buyer, all of the following must be true:
You are at least 18 years of age
You are a Canadian citizen or permanent resident of Canada
You have not lived in a home that you or your spouse or common-law partner owned (or jointly owned), in or outside Canada, as your primary place of residence at any time in the calendar year or in the previous 4 calendar years
Neither you nor your spouse or common-law partner have previously received a FTHB GST/HST rebate
The timing depends on the following factors:
Purchased a home from a builder: at the time ownership of the home is transferred to you
Purchased a home and lease the land from a builder: at the time ownership is transferred to you
Quickly see what your mortgage payments might look like*
*Note these calculations are for estimation purposes only and do not include tax and insurance estimates. Please consult your sales representative for more details.
It is recommended that customers have an independent assessment or confirmation with their respective bank and/or mortgage provider. Excludes taxes, rebates, insurance, lender fees, etc.

No. Status is Not yet available, and applications are not yet available.
The first home must be newly built or substantially renovated and bought for use as the individual’s primary place of residence.
No, the rebate is filed and submitted through the CRA. Please visit the First-time home buyers’ (FTHB) GST/HST rebate page for more information.
Up to $1 million: up to 100%, up to a maximum rebate of $50,000
$1 million to $1.5 million: maximum rebate gradually reduced
At or above $1.5 million: no rebate
Generally, all of the following must be true:
At least 18 years of age
A Canadian citizen or permanent resident of Canada
Have not lived in a home that you or your spouse or common-law partner owned (or jointly owned), in or outside Canada, as your primary place of residence at any time in the calendar year or in the previous 4 calendar years
Neither you nor your spouse or common-law partner have previously received a FTHB GST/HST rebate
You meet the criteria above on a specific date depending on how you get the home:
Purchased from a builder: when ownership of the home is transferred to you
Purchased and lease the land from a builder: when possession is transferred to you
Built your own home: the earlier of (1) when you first occupied the home as a place of residence after construction/substantial renovation began, or (2) when construction/substantial renovation is substantially completed
The CRA will not process claims for the FTHB GST/HST rebate before the proposed legislation has received Royal Assent.
The CRA lists two steps:
Pay the GST/HST to the builder
Apply for the FTHB GST/HST rebate directly with the CRA after Royal Assent. It also states builders cannot credit the FTHB rebate in this situation.
Contact GST/HST Rulings at 1-800-959-8287 or visit the CRA website here.
If you have any more questions please reach out to us and we will be happy to help.